By visiting and signing up on this site, you accept our terms and conditions of service.
Corpreneur is a financial lifestyle app for millennial where you can save, invest, pay bills and create a free online store for your business.
We offer savings, investment and bills payment & acceptance services. As our Client, we will manage your funds on your behalf with minimal risk and maximize your returns. By using our website and mobile applications, you enter into a series of legally binding agreements. You also agree to our Privacy Policy which covers how we collect, use, share and store your personal information.
When you access our website at corpreneur.com.ng and/or our mobile applications ("our website", "our app" or “Corpreneur") as a User and Client, you're agreeing to be bound by the following Terms of Use. Please therefore take the time to read the following binding Terms of Use below. For the purpose of this agreement a User is an individual who uses our website or mobile application to evaluate our service, or for educational purposes and a Client is an individual who signs up on Corpreneur that entitles the Client to have her or his funds managed by Corpreneur. This Agreement, as well as the Privacy Policy applies to both Users and Clients. If you elect to become a Client, you will be subject to these Terms of Use, our Client Agreement, our Privacy Policy and any additional terms to which you agree when you create and fund a savings and or investment plan.
You must be 18 or older to access our website or mobile applications.
Corpreneur is intended solely for individuals who are 18 or older. Any access to or use of Corpreneur by anyone under 18 is unauthorized, unlicensed, and in violation of these Terms of Use. By accessing or using Corpreneur, you represent and warrant that you are 18 or older.
In order to access certain features of Corpreneur, you must register to create an account. When you register, you will be asked to choose a password, which you will be required to use to access your User Account. Corpreneur has physical, electronic and procedural safeguards that comply with regulatory standards to guard Users' and Clients' non-public personal information (see Privacy Policy). You are responsible for safeguarding your password and other User Account information. You agree not to disclose your password to any third party and you will notify Corpreneur immediately if your password is lost or stolen or if you suspect any unauthorized use of your User Account. As a User you agree that you shall be solely responsible for any activities or actions under your User Account, whether or not you have authorized such activities or actions. You agree that the information you provide to us on account registration through our website or mobile applications will be true, accurate, current, and complete.
By creating a User Account, you automatically sign up for various types of alerts via e-mail and mobile notification. We never include your password in these communications, but we may include your name, or email address and information about your funds if you are a Client. Anyone with access to your e-mail or mobile device will be able to view these alerts. You may unsubscribe from marketing oriented emails at any time.
Corpreneur cannot be held responsible for any financial insights or recommendations provided to users.
It is your responsibility to assess whether Corpreneur’s services are suitable or appropriate for your needs and any decision made to use our Services is done so entirely at your own risk. Please be aware that execution of these Terms does not imply that we have confirmed that use of Corpreneur’s Platform and our Services are suitable or appropriate for you. We advise you to consider whether making any contribution or investment through our Platform meets your required risk levels and objectives, and you should only commit such funds that you are able to financially bear the risk of losing considering your other financial commitments. By using the Corpreneur Platform, you confirm that you have the necessary experience and knowledge to understand the risks involved
Your election to engage our savings and investment services are subject to your explicit enrollment and acceptance of this Terms of Use.. You agree and understand that your use of Corpreneur is for educational purposes only and is not intended to provide legal, tax or financial planning advice. You agree as a User that you are responsible for your own investment research and investment decisions, that Corpreneur is only one of many tools you may use as part of a comprehensive investment education process, that you should not and will not rely on Corpreneur as the primary basis of your investment decisions and, except as otherwise provided for herein, Corpreneur will not be liable for decisions/actions you take or authorize third parties to take on your behalf based on information you receive as a User of Corpreneur or information you otherwise see on our website.
Your use of Corpreneur’s website, and the personal information you provide is at your sole discretion. Corpreneur’s website and all materials, information, products and services included therein, are provided on an AS IS and AS AVAILABLE basis without warranties of any kind from Corpreneur.
CORPRENEUR EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND, EXPRESS, IMPLIED OR STATUTORY, RELATING TO CORPRENEUR’S WEBSITE, CONTENT AND/OR USER INFORMATION, INCLUDING WITHOUT LIMITATION THE WARRANTIES OF TITLE, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT OF PROPRIETARY RIGHTS, COURSE OF DEALING OR COURSE OF PERFORMANCE. CORPRENEUR DISCLAIMS ANY WARRANTIES, EXPRESS OR IMPLIED:
REGARDING THE AVAILABILITY, SECURITY, ACCURACY, RELIABILITY, TIMELINESS AND PERFORMANCE OF CORPRENEUR’S WEBSITE, CONTENT AND/OR USER INFORMATION;
THAT CORPRENEUR’S WEBSITE WILL BE ERROR-FREE OR THAT ANY ERRORS WILL BE CORRECTED; THAT CORPRENEUR’S WEBSITE WILL BE FREE FROM ELECTRONIC VIRUSES; OR REGARDING THE PERFORMANCE OF OR ACCURACY, QUALITY, CURRENCY, COMPLETENESS OR USEFULNESS OF ANY INFORMATION PROVIDED BY CORPRENEUR ON ITS WEBSITE INCLUDING BUT NOT LIMITED TO INFORMATION OBTAINED THROUGH SOCIAL MEDIA.
No advice or information, whether oral or written, obtained by you from Corpreneur’s website, shall create any warranty not expressly stated in this Agreement. If you choose to rely on such information, you do so solely at your own risk.
You have carefully considered the risks involved with using Corpreneur’s Platform, and Services and also the risks associated with any form of cash contribution, donation or investment, including but not limited to the possibility of losing all the money you contribute;
IN NO EVENT SHALL CORPRENEUR OR ANY OF ITS OFFICERS, DIRECTORS, EMPLOYEES, OR AGENTS BE LIABLE TO YOU FOR ANY DAMAGES OR LOSS WHATSOEVER, INCLUDING WITHOUT LIMITATION INDIRECT, INCIDENTAL, SPECIAL, PUNITIVE, OR CONSEQUENTIAL DAMAGES, ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF CORPRENEUR, CONTENT AND/OR USER INFORMATION, INCLUDING BUT NOT LIMITED TO THE QUALITY, ACCURACY, OR UTILITY OF THE INFORMATION PROVIDED AS PART OF OR THROUGH CORPRENEUR OR FOR ANY INVESTMENT DECISIONS MADE ON THE BASIS OF SUCH INFORMATION, WHETHER THE DAMAGES ARE FORESEEABLE AND WHETHER OR NOT CORPRENEUR HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. THE FOREGOING LIMITATION OF LIABILITY SHALL APPLY TO THE FULLEST EXTENT PERMITTED BY LAW IN THE APPLICABLE JURISDICTION AND IN NO EVENT SHALL CORPRENEUR CUMULATIVE LIABILITY TO YOU EXCEED NGN5,000.
Each of us can end this agreement at any time, subject to the maturity of all plans. We may terminate or suspend your access to Corpreneur, at any time with prior notice to you if your account is found to be fraudulent.
We will fully cooperate with any law enforcement authorities or court order requesting or directing us to disclose the identity of anyone posting, publishing, or otherwise making available any User information, emails, or other materials that are believed to violate these Terms of Use. Any suspension, termination, or cancellation shall not affect your obligations to Corpreneur under these Terms of Use (including but not limited to ownership, indemnification, and limitation of liability), which by their sense and context are intended to survive such suspension, termination, or cancellation.
If there is a legal dispute, it will take place in Federal High Courts under Nigerian Law. You agree that these Terms of Use shall be governed by and interpreted in accordance with the laws of the Federal Republic of Nigeria.
Corpreneur grants you a license to use our website and mobile applications so long as you comply with all our rules.
Comply with all applicable laws, including, without limitation, privacy laws, intellectual property laws, anti-spam laws, export control laws, tax laws, and regulatory requirements; Provide accurate information to us, whether reported directly or through a third party who you authorize, and keep it updated; Use the services solely for your personal, non-commercial use; Use your real name on your profile and keep your password confidential; Use the Services in a professional manner.
Circumvent, disable, or otherwise interfere with security-related features of Corpreneur or features that prevent or restrict use or copying of any content or User information Upload, email, transmit, provide, or otherwise make available: any User information which you do not have the lawful right to use, copy, transmit, display, or make available (including any User information that would violate any confidentiality or fiduciary obligations that you might have with respect to the User information); or any User information that infringes the intellectual property rights of, or violates the privacy rights of, any third-party (including without limitation copyright, trademark, patent, trade secret, or other intellectual property right, moral right, or right of publicity); or unsolicited or unauthorized advertising, promotional materials, junk mail, spam, chain letters, pyramid schemes, or any other form of solicitation; or any personal information that is unlawful, obscene, harmful, threatening, harassing, defamatory, or hateful, or that contain objects or symbols of hate, invade the privacy of any third-party, contain nudity, are deceptive, threatening, abusive, inciting of unlawful action, or are otherwise objectionable in the sole discretion of Corpreneur; or any personal information that contains software viruses or any other computer code, files, or programs designed to (i) interrupt, destroy, or limit the functionality of any computer software; or (ii) interfere with the access of any user, host or network, including without limitation overloading, flooding, spamming, mail-bombing, or sending a virus to Corpreneur; or any personal information that includes code that is hidden or otherwise surreptitiously contained within the User information; Use any meta tags or other hidden text or metadata utilizing a Corpreneur name, trademark, URL or product name; Forge any TCP/IP packet header or any part of the header information in any posting, or in any way use Corpreneur to send altered, deceptive, or false source- identifying information; Interfere with or disrupt (or attempt to interfere with or disrupt) any Corpreneur web page, server, or network, or the technical delivery systems of Corpreneur’s providers, or disobey any requirements, procedures, policies, or regulations of networks connected to Corpreneur. Attempt to probe, scan, or test the vulnerability of any Corpreneur system or network or breach or impair or circumvent any security or authentication measures protecting Corpreneur;
Attempt to decipher, decompile, disassemble, or reverse-engineer any of the software used to provide Corpreneur;
Attempt to access, search, or meta-search Corpreneur or content thereon with any engine, software, tool, agent, device, or mechanism other than software and/or search agents provided by Corpreneur or other generally available third- party web browsers, including without limitation any software that sends queries to Corpreneur to determine how a website or web page ranks; Violate the terms of service or any other rule or agreement applicable to you or Corpreneur’s inclusion in, reference to, or relationship with any third party or third-party site or service, or your use of any such third-party site or service; Collect or store personal information about other users without their express permission;
Impersonate or misrepresent your affiliation with any person or entity, through pretexting or some other form of social engineering, or commit fraud; Solicit any User for any investment or other commercial or promotional transaction; Violate any applicable law, regulation, or ordinance; Scrape or copy information through any means (including crawlers, browser plugins and add-ons, and any other technology or manual work); Use, launch, or permit to be used any automated system, including without limitation "robots," "crawlers," or "spiders"; or Copy or use the information, content or data on Corpreneur in connection with a competitive service (as determined by Corpreneur); Monitor Corpreneur’s availability, performance or functionality for any competitive purposes Use Corpreneur or content thereon in any manner not permitted by these Terms of Use Copyrighted Materials: No Unauthorized Use. If you become aware of misuse of Corpreneur or content thereon by any person, please contact Corpreneur to report any abuse. Corpreneur has adopted and implemented a policy that provides for the termination of Accounts of users who infringe the rights of copyright holders. Please see the Corpreneur Copyright and Intellectual Property Policy for further information.
In the event that any provision in these Terms of Use is held to be invalid or unenforceable, the remaining provisions will remain in full force and effect. The failure of a party to enforce any right or provision of these Terms of Use will not be deemed a waiver of such right or provision. You may not assign this Agreement (by operation of law or otherwise) without the prior written consent of Corpreneur, and any prohibited assignment will be null and void. Corpreneur may assign this Terms of Use Agreement or any rights hereunder without your consent. The relationship of the parties under these Terms of Use is that of independent contractors, and these Terms of Use will not be construed to imply that either party is the agent, employee, or joint venture of the other. Note that if you elect to become a Client, the relationship of the parties will be governed by these Terms of Use, our Privacy Policy and any additional terms to which you agree when you create and fund your account. We reserve the right to change this Agreement by posting a revised Terms of Use and we agree that changes cannot be retroactive. If you don't agree with these changes, you must stop using Corpreneur. You agree the only way to provide us legal notice is at the address provided in Section 9.5
Corpreneur is only for use in Nigeria
Corpreneur is only available for use in Nigeria. We make no representation that Corpreneur is appropriate or available for use outside Nigeria. Similarly, we make no representations that accessing Corpreneur from locations outside Nigeria is legal or permissible by local law. If you access Corpreneur from areas outside of Nigeria, you do so at your own risk and are yourself responsible for compliance with local laws.
This Agreement takes priority over previous agreements
This Agreement is the entire agreement between you and us with respect to Corpreneur, and your use of our website and mobile app, and supersedes all prior or contemporaneous communications and proposals (whether oral, written or electronic) between you and us. If any provision of this Agreement is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary so that this Agreement will otherwise remain in full force and effect. The failure of either party to exercise in any respect any right provided for herein shall not be deemed a waiver of any further rights hereunder. Investment recommendations are made to Clients on an individual basis and may differ based on specific circumstances.
You understand and agree that we act as a Fintech platform for Clients and will continue to do so.
You agree that these Terms of Use and the rules, restrictions, and policies contained herein, and Corpreneur’s enforcement thereof, are not intended to confer and do not confer any rights or remedies on any person other than you and Corpreneur. These Terms of Use together with the Corpreneur’s Privacy Policy and Client Agreement (if applicable) constitute the entire agreement between Corpreneur and you with respect to the subject matter hereof. Any notice or other communication to be given hereunder will be in writing and given by (a) Corpreneur via email (in each case to the address that you provide), or (b) you via email to support@corpreneur.com.ng or to such other addresses as Corpreneur may specify in writing. The date of receipt shall be deemed the date on which such notice is transmitted.
Your feedback is welcome and encouraged. You may submit feedback by emailing us at support@corpreneur.com.ng. You agree, however, that (i) by submitting unsolicited ideas to Corpreneur or any of its employees or representatives, by any medium, including but not limited to email, written, or oral communication, you automatically forfeit your right to any intellectual property rights in such ideas; and (ii) such unsolicited ideas automatically become the property of Corpreneur. You hereby assign and agree to assign all rights, title, and interest you have in such feedback and ideas to Corpreneur together with all intellectual property rights therein. In addition, you warrant that all moral rights in any feedback have been waived, and you do hereby waive any such moral rights.
You may stop using the Services, close your Corpreneur Account, and cancel these Terms at any time by contacting us at support@corpreneur.com.ng or +234 (0) 901 125 0488 and providing sufficient information for us to verify your identity. Notwithstanding the foregoing, if there are any pending transactions relating to your Corpreneur Account when we receive your termination notice, we will close your Corpreneur Account promptly after such transactions are completed. Your termination of these Terms will not affect any of our rights or your obligations arising under these Terms prior to termination.
Upon the closure of your Corpreneur Account, we will transfer the funds in your Corpreneur Account, if any, to default Beneficiary Account at your withdrawal date if you have any active savings plan or investments. And funds in your wallet are automatically sent to the beneficiary on your account and also subject to standard transfer charges.
If you do not use the Services for a certain period of time, applicable law may require us to report the funds in your Corpreneur Account as unclaimed property. If this occurs, we may try to locate you at the address shown in our records. If we are unable to locate you, we may be required to deliver any funds in your Corpreneur Account to the applicable state as unclaimed property. The specified period of time to report and deliver funds to a state varies by state, but usually ranges between two and five years.
Provisions of these Terms that, by their nature, should survive termination of these Terms will survive termination of these Terms.
Corpreneur shall not be liable for any failure or delay in performance of its obligations under this Agreement arising out of or caused, directly or indirectly, by circumstances beyond its reasonable control, including, without limitation, pandemic, acts of God; earthquakes; fires; floods; wars; civil or military disturbances; acts of terrorism; sabotage; strikes; epidemics; riots; power failures; computer failure and any such circumstances beyond its reasonable control as may cause interruption, loss or malfunction of utility, transportation, computer (hardware or software) or telephone communication service; accidents; labor disputes; acts of civil or military authority; governmental actions; or inability to obtain labor, material, equipment or transportation; provided, however, that in the event of a failure or delay, Corpreneur (i) shall use its best efforts to ameliorate the effects of any such failure or delay. (ii) shall not be held responsible for such loss
This document constitutes Corpreneur’s complete Terms of Service for Corpreneur and related services. If you have questions about these Terms of Services or about Corpreneur or content thereon, please contact Corpreneur at support@corpreneur.com.ng
You can also contact Corpreneur by phone at +234 (0) 901 125 0488 or via physical mail at:
Corpreneur